50%

Of 18-34- year olds regularly worry about money

68%

Of UK credit card holders have no idea what an APR is

9 in 10

Young people have been encouraged to change their financial behaviour after watching finfluencers

Introduction

Do you ever feel like you don’t quite grasp a lot of the personal finance terms that we hear bandied around? A big part of the reason could be because personal finance continues to be a low priority in school curriculums: 2 in 3 don’t recall having any financial education in school at all. This can often lead to poor financial considerations that continue into later life, while many people understandably look to other sources like social media financial influencers. Our report gives an overview of some of the basics when it comes to personal finance – including savings and credit options, getting started with investing and where to seek out information to learn about managing money.