Our insights

Prospects

Winter Issue Twenty Nine

In this issue

Lives North YorkshireFamily Partner, and two Generation Z daughters, who make me laugh Education Fulneck Girls’ School, Yorkshire. And yes, my maths was good enough Started at JM Finn 2011Charity I’m…

As part of our focus on providing a high quality, personalised investment service, we look to support our investment managers in their decision making when it comes to constructing client portfolios.

With a growing elderly population, putting in place an ‘attorney’ acting under a Financial and Property Affairs Lasting Power of Attorney (LPA) or Enduring Power of Attorney is becoming more…

The RPI includes housing costs but that is not the reason why it tends to be 0.7% per annum greater than CPI. The method of calculation drives the main difference. For those with Maths A-Levels, RPI…

My good friend Jamie Vaughan and I started Novalux Energy with the intention of helping businesses switch to more efficient technology and make  financial savings. We planned to help companies secure…

Following numerous failed pivots into the consumer device segment (e.g. Nokia acquisition / Windows phone), Microsoft has now developed a clear growth strategy based upon cloud computing.

Many people use their will to distribute wealth to loved ones on death but forget that there are a number of strategies to gift assets during your lifetime, which Nick Rucker of Irwin Mitchell…

Hit songs could in fact be deemed better than gold and oil as they are uncorrelated. When life is great music is the soundtrack to that celebration. When life is challenged music is the escape. Music…

Forgive us showcasing this, but our aim is to provide a top quality service to our clients; the results of our client survey (see Summer edition of Prospects) and these third party endorsements help…

Enriching lives through horsesRDA is an inclusive and diverse organisation welcoming clients with physical and learning disabilities and autism, and there are no age restrictions. Through the network…

We met the companies below and you can learn more on any of these by contacting the person at JM Finn with whom you usually deal.

While current knowledge is based on new scientific understanding, historical beliefs were often in influenced by what was happening in the economy and society. Sarah Ockwell-Smith takes a brief tour…

Younger and more socially conscious investors have increased demand for Environmental, Social and Governance (ESG) compliant portfolios. This in turn has driven demand for a new class of ESG compliant…

In this article James Ayling glances back at the competing powertrains of the 19th century, compares the total cost of ownership and powertrains of Battery Electric Vehicles (BEVs) and Internal…

Over the last few years, we have generally taken an international stance on investment and my belief is that we should continue to do so long-term. It certainly has helped performance in recent years…

As has been experienced in post-war Japanese society for instance, rapidly Westernising societies have an established tendency to alter their drinking patterns towards established Western brands.…

Equity prospects

01.

Spirax-Sarco Engineering (Spirax) is one of the true great multi-national British engineering companies, comprising three complementary niche businesses operating in thermal energy management market,…

02.

Ofwat regulates the water companies. On 16th December 2019 Ofwat publishes its determinations for how water companies will get rewarded in the next regulatory period called AMP7 (2020 to 2025).There…

03.

Typically Amazon is viewed as the world’s largest e-commerce store, you can near enough buy any item, from A to Z. Yet, Amazon should be viewed through a different lens. Amazon does far more than e…

Winter Issue Twenty Nine