Our insights

Prospects

Winter Issue Thirty Three

In this issue
Guest editorial
The Inevitability of Inflation

By the end of the Second World War Britain’s debt ratio to Gross Domestic Product (GDP) was 250%. By the end of the 1970s - 35 years later - the debt was down to below 40%.

Economic focus
Crouching Tiger, Hidden Dragon

They say that a week is a long time in politics. It is turning out to be a positive age in markets.

Editorial
Change is happening in the UK… but let’s try and make it positive: how the UK can boost it's productivity

The UK currently faces two seismic events – Brexit and COVID-19. Whatever your views are on how successive governments have handled these events, it is apparent that both have had, and will continue…

Wealth planning in focus
Interest cuts

National Savings & Investments, (NS&I) has for long been a favourite of UK savers wishing to see some return on their cash savings.

Stock in focus
Starbucks

Starbucks started life in Seattle in 1971, not as a coffeehouse serving brewed coffee, but as a retail store that sold premium coffee beans and roasting equipment to consumers and businesses.

JM Finn news
A change at the top keeps the focus on clients

On 30th September, JM Finn announced a series of changes to the leadership team, which sees the chief executive role taken up by Hugo Bedford as of 1st January 2021, subject to regulatory approval. We…

JM Finn news
The inconvenience of mitigating fraud

It is a sad truth that, even whilst the world is struggling to cope with a pandemic, there are those who try to capitalise on the misfortunes of others. 

Bond focus
Short term thinking

On the 19th of March 2020 the plague reached the Bank of England and it cut its base rate to 0.1%.

Asset allocation in focus
Asset Allocation Focus in Winter 2020

As part of our focus on providing a high quality, personalised investment service, we look to support our investment managers in their decision making when it comes to constructing client portfolios.

Independent view
Unprecedented

We asked George Burnand of JMChase Property Search to give us his views of the residential property market in the shadows of an extraordinary year.

JM Finn news
App update

The lack of face-to-face contact this year has brought the full benefits of our client portal to the fore. Being able to access a valuation of your portfolio(s) at the touch of a button, access all…

Collectives commentary
Is it different this time?

With a new prime minister in place, we asked Sam Perry, an investment manager at Pictet Asset Management, to share his thoughts on Japan’s fortunes.

Understanding Finance
Understanding Finance
Negative interest rates

Usually, your bank would pay interest on your savings accounts. Negative interest rates turn this around and mean customers have to pay banks to hold their savings.

Company meetings
Company Meetings Winter 2020

We met the companies below and you can learn more on any of these by contacting the person at JM Finn with whom you usually deal.

Meet the manager
Antonia Consett

Senior Investment Manager, Leeds

Welcome
A message from our chairman | Winter 2020

COVID-19 continues to be at the forefront of all of our lives and it has undoubtedly been at the core of our investment decision making over the last quarter.

Equity prospects

01.
Tesco

Tesco needs little introduction - it’s one of the UK’s top retailers in groceries and merchandise and has a market capitalisation of £20bn.

02.
MarketAxess

MarketAxess is where most corporate bonds get traded, particularly American ones and in the smaller deal size (below $5 million).

03.
London Stock Exchange Group (“LSE”)

The London Stock Exchange Group, an exchange where shares and bonds are traded, also incorporates a range of clearing and settlement business as well as price information and index sales.

04.
Segro

Segro is a real estate investment trust (REIT) that specialises in owning and developing warehouses, data centres and logistics sites in the UK, focussing on ‘edge-of-town’ spaces.

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