Our insights

Prospects

Winter Issue Fifty Three

In this issue
Guest editorial
Inhospitable times

Allen Simpson, CEO of trade body UKHospitality, describes the complex pressures the UK's hospitality industry is facing.

Guest editorial
UK hospitality: a restauranteur’s viewpoint

Head Chef of award-winning restaurant Medlar gives his first-hand experience of the hospitality sector challenges.

Independent view
Underinsurance: The importance of accurate valuations

Are your home and its contents undervalued for insurance purposes? An estimated 70% of residential homes in the UK could be underinsured.

Wealth planning in focus
What could the UK Budget mean for you?

Key measures from the UK's Budget - and their potential impact.

Collectives commentary
Investing in Silver

Ned Naylor-Leyland discusses the sometimes under-the radar characteristics of silver, which has touched a record price this year.

Read the report

To read the report online please click the full screen icon on the left. Alternatively you can download a PDF copy by clicking the button below.

Understanding Finance
Understanding Finance
Understanding finance: Investment companies

Samir Shah, Senior Research Analyst (collectives) gives an overview of investment companies.

Perspectives
Perspectives: Keeping pace

JM Finn CEO Hugo Bedford considers how Europe’s shift to biometric borders mirrors the rapid technological changes affecting the devices and apps we rely on every day.

In focus
Markets in Focus: Winter 2025

JM Finn’s Head of Investment Office Jon Cunliffe covers a roundup of global markets. 

Editorial
Green and pleasant land

Jack Summers details the whisker thin profit margins under which the UK’s farmers and food producers operate.

Company meetings
Company Meetings Winter 2025

During the past quarter our research team met with corporate leaders from Ashtead Group, Compass Group and Givaudan.

Wealth planning in focus
All about SIPPs

Luke Audritt explains what you need to know about self-invested personal pensions – and why they remain an appealing way to save for retirement.

Asset allocation in focus
Asset Allocation and Sector Focus in Winter 2025

JM Finn's Investment Office provide insight into the outlook for global sectors and regions.

Stock in focus
Stock in focus: Alphabet

Henry Birt, Research Analyst at JM Finn looks at Alphabet in depth.

Bond focus
Short shrift

Jon Cunliffe explains how high levels of US government debt are pressuring the Federal Reserve to cut interest rates – creating an environment where investors increasingly favour shorter-dated US…

Glossary
Glossary of key terms

Glossary of key terms for the Winter 2025 edition of Prospects.

Meet the manager
Meet the Manager: Isabel Kwok

Meet Isabel Kwok, Investment Manager at JM Finn's Bristol office.

Welcome
A message from our editor | Winter 2025

The latest message from our editor Carrie Lennard in the winter edition of Prospects magazine.