After Newcastle University Howard spent a very interesting and educational year with the Ministry of Agriculture, Fisheries and Food (now Defra). From Brewin Dolphin, he joined JM Finn as a Senior Investment Manager in 2012 with responsibility for managing bespoke investment portfolios for private clients, trusts, charities and private pensions. He works closely with our Wealth Planning team to ensure that his clients have access to professional advice on matters such as personal pensions and inheritance tax planning.
Howard grew up in Scotland, but now lives near Cambridge with his wife and three children. He retains strong connections north of the border through farming interests in East Lothian.
He is also a keen sportsman actively playing golf, tennis and cricket and following rugby either from the sidelines or as a coach to a junior team.
How does the seasons and holidays impact markets? Has this year been any different so far?
The pound fell after hearing Hunt’s Autumn Budget. What other impacts did it have on the markets?