Wealth planning in focus

With more estates being caught by Inheritance Tax, could offshore bonds play a role in your strategy for gifting wealth away to your family?

Charles Barrow, Associate Wealth Planner, discusses the importance of early planning for inheritance and speaking to loved ones about where assets are kept in order to pass on as much of your wealth…

Charles Barrow, Associate Wealth Planner and Mark Rowe-Ham, Senior Investment Manager explain why it might sometimes be best to sell underperforming shares and incur Capital Gains Tax.

Ryan Gordon from the JM Finn Wealth Planning team shares advice on the ways in which we can help to plan for and mitigate against the effects of the school fee increases which may well come with a…

Michael Law, Paraplanner at JM Finn delves into the possible circumstances where purchasing an annuity may be beneficial, and explains why annuity sales are currently elevated.

Rebecca Dawkins, Associate Wealth Planner, and Anna Murdock, Head of Wealth Planning review the impact of the changes announced in the Spring Budget.

Personal taxation is a complicated matter and getting to grips with how you are taxed is not made easier with annual Government alterations to the UK tax rules. We asked paraplanner, Ryan Gordon to…

There are a variety of options when it comes to funding long-term care and they are often far from straightforward. Wealth planner, Atticus Kidd, explains this specialised area of insurance that…

As much as April is associated with fools, springtime and new beginnings, it is also a time to consider implementing smart financial planning strategies as it marks the end of another tax year.

You will likely often hear of better investment strategies, and more effective ways to maximise returns, but one absolute that can always be relied upon is that time is what you really need – Time is…

As the Duke of Westminster would stand testament, the benefits of trusts are that they can be designed so that the assets held therein do not form part of an individual’s estate, thus providing the…

National Savings & Investments, (NS&I) has for long been a favourite of UK savers wishing to see some return on their cash savings.

If anything, other than the myriad of struggles Coronavirus has brought upon society, it has awoken the painful ignorance in a vast number of young people towards saving not only for their future,…

The updating of Wills, (or for so many of us, the drafting of Wills for the first time…), is likely to be a key item on the agenda of many a New Years’ Resolution list.

If you are planning for later life, you may be considering what will happen to your spouse or civil partner (partner) and children or other beneficiaries on death. You may be concerned that your…

In 2012 we saw the launch of auto enrolment pensions in the UK.

Simon Wong looks at instances where Capital Gains Tax (CGT) or Inheritance Tax (IHT) can be reduced or mitigated on death, and instances where IHT is not reduced or mitigated.Capital Gains Tax (CGT)…

According to Savills estate agency an estimated 53,000 buy-to-let properties have been sold over the past 12 months which is the lowest number since 2007.Although the number of new loans approved for…

He often comes across dust covered files that have been sent to him containing old legacy insurance policies many of which are either forgotten by clients or simply ignored on the basis that they…

Despite this, in my experience few people have fully grasped the enormous benefits that these changes offer, and how they themselves could be affected. This is easy to see, with 2/5th of UK adults…

But with careful planning there are ways to limit your tax burden and pass on more of your wealth to your family, particularly now that the rules are changing. Persistent increases in the value of…

The private client investment industry has evolved significantly since our days as a stockbroker, with integrated wealth management becoming more prominent and it was little surprise to us that a…