Independent view

As JM Finn partners with behavioural finance specialist Oxford Risk to help clients determine their attitude to risk, Greg Davies explains the role behavioural finance and risk profiling can play in…

Zena Hanks, Partner at Saffery, is a leading authority on personal tax law in the UK. Here, she gives her opinion on the impact of the Budget on the landscape for personal taxation.

Nicholas Smith and Emma Fordyce-Rudge from The Family Business Consultancy provide an overview of common challenges faced by family run businesses – and possible solutions.

Thomas Ward, Private Client Director at Hampden Agencies explains why he believes the changes Lloyd’s has undergone have resulted in the best investing conditions for a generation.

As families are becoming more global, implementing a currency plan to mitigate against the effects of exchange rate fluctuations is increasingly important, writes Henry Wilkes, Head of Private Client…

Some topics are harder than others. But when fear, awkwardness or stigma stop people talking about end of life, it can leave them feeling deeply unprepared and distressed.

Chris Thurlow from Ludlow Trust Company suggests how, with sensible planning and using appropriate trusts, more assets might be passed to your beneficiaries.

Abuse of older people comes in many forms including financial, psychological and physical. It is often the case that an elderly victim will suffer from more than one type of abuse at the same time.

UK discretionary trusts have been used for many years to transfer assets out of individuals’ estates and to the next generation without passing control over the underlying assets or the income…

James Radcliffe, a partner at Womble Bond Dickinson, looks at a regularly overlooked exemption that could enhance the value of your legacy for your beneficiaries.

Owner managed and family owned businesses are the bedrock of our economy and can produce great wealth for the hardworking owners.

For many, the only thing one has been able to say with any certainty in recent times is that Covid-19 has resulted in uncertain times for many. Although recently the residential property market has…

Many people use their will to distribute wealth to loved ones on death but forget that there are a number of strategies to gift assets during your lifetime, which Nick Rucker of Irwin Mitchell…

Cost and affordability are so often the focus of planning regarding school fees, but a greater focus should be placed upon events which could have a detrimental impact. Andrew Neal of Winchester…

Many business angels are looking to get actively involved in the companies in which they invest. This means that they, typically, prefer local investments and investments that they understand, often…

In this article, Kiran Vasudeva, and Wesleigh Kirby of solicitors New Quadrant Partners Ltd examine the process by which an inheritance can be redirected following someone’s death.Executing a deed of…

With Brexit looming and the possibility of a change of UK Government on the horizon, some have begun to consider planning that will further protect their wealth. There are those considering leaving…

It has probably seemed quite impossible to avoid the seemingly never ending press which has focused on the surge in demand and value of Bitcoin recently. In amongst the articles was an interesting…

Prenups are often seen as the preserve of the very wealthy and the gossip pages of the tabloid press, but I would recommend you give consideration to a Prenup before you marry, or consider…

As we know from Charles Dickens, the Victorian age was a cruel time for many. Perhaps because of such hardship, the second half of the nineteenth century produced some of the greatest ever…

Much has been written about the difficulty young adults have making their first home purchase. It’s true that without substantial help with a larger deposit, it’s almost impossible to save much of a…

As so often with something that sounds simple, the proposed new rules are staggeringly complex with the proposals run to 31 pages.

Prior to the last 15 years, this sector was incredibly opaque and retail banks were the only route to transacting one currency for another.