Managed Portfolio Service Target Market

Who is the product designed for (positive target market)?
  • Indirect retail clients who have been advised by their IFA to invest in a JM Finn managed model portfolio that aligns with their risk profile output.
  • Both individuals and entities.
  • Clients who accept we provide restricted advice.
  • Clients who do not want to be involved in investment decisions.
  • Clients who are happy for their assets to be held in J M Finn’s custody
  • Clients who understand the risks involved in trying to achieve income/growth but also the risks involved in the financial instruments they will be exposed to.
  • Clients who have the ability to bear loss and are not entirely reliant on their investment portfolio for their standard of living.
  • Clients with risk profiles compatible with Low Risk to High Risk investments
  • Clients who wish to grow their wealth or create income from their wealth, or a combination of the two.
  • Clients who wish to invest for at least the medium to long term, which is at least 5 years.
  • Clients who are happy with regular rebalancing of their portfolio.
Who is the product not appropriate for (negative target market)?
  • Clients who wish to have a direct relationship with us both individuals and entities
  • Clients who want to have involvement in investment decisions.
  • Clients who do not want to invest in passive investments.
  • Clients who do not want to use J M Finn’s custody to hold their investments.
  • Clients who have not been advised by a JM Finn approved IFA.
  • Clients that do not accept or cannot understand (even with our an intermediary's support) the risk of investing in stocks and shares within JMF offering.
  • Clients seeking full capital protection or for clients with no ability to bear loss.
  • Clients who require fully guaranteed income or fully predictable return profile.
  • Clients who are not prepared to accept any level of investment risk.
  • Clients wishing to invest for less than 5 years.
  • Clients seeking unrestricted advice.
  • Clients who want direct equity and bond exposure.
  • Clients who do not want regular rebalancing of their portfolio.
How should this product be distributed?

Through financial advisers who maintain the client relationship