Directors

James Edgedale

James is the Chairman of JM Finn & Co and he has 24 years experience in the industry. He joined JM Finn & Co in 1984 from University, became a Partner in 1990, Senior Partner in 2000 and on incorporation Chairman. He splits his time between the day to day Company issues and looking after a large number of client portfolios, including private clients, trusts, pension funds and charities.

David Barstow

David is responsible for the Leeds Office. He joined JM Finn & Co in 2005 and had previously been a Partner in the Harrogate firm of Cawood Smithie. However, his career started in Industry where he worked for I.C.I/Zeneca for over twenty years mostly in the Agricultural /biotechnology sector as Managing Director of one of their businesses.

Charles Beck

Charles joined JM Finn & Co in 1979 from the Bank of England's Economic Intelligence Department, became a partner in 1984 and has had a variety of roles in the company. Charles is Compliance Director and has overall responsibility for I.T.

Toby Clarkson

Toby manages portfolios from our Bristol office. He joined JM Finn & Co in 1999 having been a director of Greig Middleton and prior to that Allied Provincial Securities.

Roger Cosslett

Roger joined JM Finn & Co in 1986, becoming a Partner in 1993. Following the incorporation of the company in 2006 Roger is now a Director responsible for managing portfolios on behalf of a wide range of private clients, trusts, pension funds and charities.

Paul Dyas

Paul joined JM Finn & Co in 1993 having graduated from Reading University. He became a Partner of JM Finn & Co in 2000 and after incorporation joined the Board as a Director. Paul manages funds for a range of traditional Private Clients, Pension Funds, Trusts and Charities.

Paul Farrant

Paul started his career in the Far East, joined JM Finn & Co in 1980 becoming a Partner in 1987. He manages private clients, trusts and charities. In addition to being on the board with responsibility for marketing he is also a Director of APCIMS.

John Finn

John currently looks after a range of private and charity clients. In 1998 he began the Company's corporate activities which have subsequently grown into FinnCap, our successful NOMAD and corporate adviser/broker subsidiary. John is a nephew of our Founder and joined the firm in 1962.

Matthew McEneaney

Matthew joined the private client department at JM Finn & Co in 1992 and became a Partner in 1995. Matthew spent his early years as a stockbroker with Henry Cooke Lumsden.

Tom Rebbeck

Formerly a director of Greig Middleton , Tom joined JM Finn & Co in 1999 . He works in the Bristol office and manages funds for Private Clients, Trusts, Pensions and Charities.

Steven Sussman

Steven joined JM Finn & Co in 1997, became Managing Partner and on incorporation Managing Director. Prior to J M Finn & Co, Steven spent 12 years at Granville Plc where he held the position of Group Finance Director.

Simon Temple-Pedersen

Simon began his career in investment management in 1992 joining JM Finn & Co in 2000 where he is responsible for managing investment portfolios for a range of private clients, trusts and, in particular, both private and corporate pension funds. Simon is both a member of the board as well as the firm's Management Committee.

Robin Ward

Robin joined JM Finn & Co straight after graduation from Newcastle University. In Addition to managing private client funds, Robin is the director in charge of dealing operations.

Administration

NOMINEES / SAFE CUSTODY

Many of our clients prefer not to hold their share certificates in their own names, finding bank charges expensive. For this reason, we have for many years offered a fully computerised nominee service which removes the burden of paperwork attached to share dealing and results in efficient settlement. Indeed, we find this approach essential for discretionary accounts.

Increasing numbers of investors have taken advantage of this service following the adoption by London Stock Exchange of the Crest settlement system, which requires a much shorter settlement period. The threat of Stock Exchange and CrestCo penalties for late settlement is reinforcing this trend.

For those clients who do not wish to avail themselves of the nominee service, we can offer a safe custody service for their certificates. Whilst this will assist in the settlement process, it does not, unlike the nominee service, relieve the client of the responsibility to complete the necessary paperwork.

Regular audits of the securities we hold are carried out and schedules forwarded at regular intervals to all clients using these services.

INTEREST RATES - Client Deposit Accounts

Ordinary Deposit Accounts

Clients receive the rates JM Finn & Co itself receives when placing out money less the margins stated. The actual rates JM Finn & Co (and therefore its clients) obtains depends on money market conditions and varies daily.

Band	JM Finn & Co Margin (% p.a.)
£1,000 - £4,999	3.000
£5,000 - £9,999	2.500
£10,000 - £14,999	1.750
£15,000 - £49,999	1.500
£50,000 - £99,999	1.125
£100,000 - £149,999	0.875
£150,000 - £249,999	0.625
£250,000 +	0.375

In accordance with our Terms and Conditions, interest is credited to accounts quarterly and is paid gross. Balances under £1,000 do not attract interest and interest amounting to less than £5.00 in any quarter is not credited to accounts.

Debit interest is charged at 4% p.a. above the base rate of HSBC Bank except where clients have been advised otherwise in writing, and a minimum sum of £25 will be payable in all cases.

See our Terms & Conditions for further details.

ISAs

As above.

Interest is credited to all ISA Deposit accounts on the first business day of January, April, July and October for the preceding 3 months.

In accordance with HM Revenue & Customs rules, ISA interest is credited after deduction of an HM Revenue & Customs 20% flat rate charge.

See our Terms & Conditions for further details.